ESG
Achmea Real Estate chooses to invest in sustainable real estate that offers both financial and social returns. Our investment policies and practices are rooted in a solid Environmental, Social and Governance (ESG) policy. We avoid fancy language and put our money where our mouth is by making informed decisions based on tangible goals and objectives. Meaningful investing for us means helping our clients (and their clients) build a solid financial foundation and vibrant and thriving communities – now, in the near future and in the longer term.
ESG Strategy
Learn more about our ESG strategy and our tangible goals.
Sustainable finance disclosure regulation
In 2021, new European regulations came into force, requiring financial market participants to report how they approach sustainability in their investments. These requirements are set out in the Sustainable Finance Disclosure Regulation (SFDR).
The SFDR is part of a broader tranche of European legislation for the financial sector. The purpose of this legislation is to mobilise capital for the European Green Deal, which aims to achieve a sustainable economy. These goals are being pursued in a comprehensive package of sustainability legislation in several phases. The SFDR has also been implemented in phases: Level 1 and Level 2.
With effect from 10 March 2021, Level 1 of the SFDR is effective. As of that date, Achmea Real Estate complies with the obligations arising from Level 1.
Other relevant parts of the SFDR and related legislation such as the Taxonomy Regulation become effective in parts from 1 January 2022. The SFDR Level 2 obligations take effect from 1 January 2023. As of that date, Achmea Real Estate complies with the Level 2 obligations.
With effect from 10 March 2021, Level 1 of the SFDR is effective. As of that date, Achmea Real Estate complies with the obligations arising from Level 1.
Other relevant parts of the SFDR and related legislation such as the Taxonomy Regulation become effective in parts from 1 January 2022. The SFDR Level 2 obligations take effect from 1 January 2023. As of that date, Achmea Real Estate complies with the Level 2 obligations.
How do we incorporate sustainability risks in investments
Achmea Real Estate believes in sustainability as the basis for good and stable returns. That is why we incorporate sustainability risks in our investment decisions and services.
Translating the new requirements into the various products and services of Achmea Real Estate means virtually all products include environmental and social characteristics, and that good governance practices are followed.
We use various measurement methods to determine how sustainable our investments are and inform our clients about this through various (fund) reports.
Our policy will, of course, take account of the future requirements that we and our customers have to meet.
The full explanation of how Achmea Real Estate incorporates sustainability risks in investment decisions is available in our description 'Incorporation Sustainability Risks in Investments'.
Translating the new requirements into the various products and services of Achmea Real Estate means virtually all products include environmental and social characteristics, and that good governance practices are followed.
We use various measurement methods to determine how sustainable our investments are and inform our clients about this through various (fund) reports.
Our policy will, of course, take account of the future requirements that we and our customers have to meet.
The full explanation of how Achmea Real Estate incorporates sustainability risks in investment decisions is available in our description 'Incorporation Sustainability Risks in Investments'.
How do we deal with principal adverse impacts (PAI)
As an investment manager, we consider the adverse effects of our investments on the planet. That way, we can make a difference for future generations. Based on our long-term ESG strategy, we provide information about the adverse effects of our real estate investments on sustainability factors.
Sustainability factors include environmental, social and employment issues, respect for human rights, and combating corruption and bribery. We take these insights into account when considering investments. Based on the ESG strategy, for example, our portfolio and fund managers apply various ESG targets to the portfolios they manage and include them in the portfolio plans.
More information about the approach for real estate investments is provided in our Statement on principal adverse impacts of investment decisions on sustainability factors of real estate.
Sustainability factors include environmental, social and employment issues, respect for human rights, and combating corruption and bribery. We take these insights into account when considering investments. Based on the ESG strategy, for example, our portfolio and fund managers apply various ESG targets to the portfolios they manage and include them in the portfolio plans.
More information about the approach for real estate investments is provided in our Statement on principal adverse impacts of investment decisions on sustainability factors of real estate.