ESG
Achmea Real Estate chooses to invest in sustainable real estate that offers both financial and social returns. Our investment policies and practices are rooted in a solid Environmental, Social and Governance (ESG) policy. We avoid fancy language and put our money where our mouth is by making informed decisions based on tangible goals and objectives. Meaningful investing for us means helping our clients (and their clients) build a solid financial foundation and vibrant and thriving communities – now, in the near future and in the longer term.
ESG-related publications, such as the ESG Report and the Climate Report, can be found under Publications.
ESG Strategy
Sustainable finance disclosure regulation
In 2021, new European regulations came into force, requiring financial market participants to report how they approach sustainability in their investments. These requirements are set out in the Sustainable Finance Disclosure Regulation (SFDR).
With effect from 10 March 2021, Level 1 of the SFDR is effective. As of that date, Achmea Real Estate complies with the obligations arising from Level 1.
Other relevant parts of the SFDR and related legislation such as the Taxonomy Regulation become effective in parts from 1 January 2022. The SFDR Level 2 obligations take effect from 1 January 2023. As of that date, Achmea Real Estate complies with the Level 2 obligations.
How do we incorporate sustainability risks in investments
Translating the new requirements into the various products and services of Achmea Real Estate means virtually all products include environmental and social characteristics, and that good governance practices are followed.
We use various measurement methods to determine how sustainable our investments are and inform our clients about this through various (fund) reports.
Our policy will, of course, take account of the future requirements that we and our customers have to meet.
The full explanation of how Achmea Real Estate incorporates sustainability risks in investment decisions is available in our description 'Incorporation Sustainability Risks in Investments'.
How do we deal with principal adverse impacts (PAI)
Sustainability factors include environmental, social and employment issues, respect for human rights, and combating corruption and bribery. We take these insights into account when considering investments. Based on the ESG strategy, for example, our portfolio and fund managers apply various ESG targets to the portfolios they manage and include them in the portfolio plans.
More information about the approach for real estate investments is provided in our Statement on principal adverse impacts of investment decisions on sustainability factors of real estate.